Carrollton Medical Clinic
Hardeep S. Rai, MD, P.A.

Insurance & Payor Information

Verification Notice: HMO members outside of the DFW Region are restricted to their local network. Please ensure your ID card is up to date and patient benefits/provider participation have been verified prior to your visit.

ACA / Marketplace Payors

PayorContracted ProductsExclusions & Notes
Ambetter (Superior HealthPlan)Essentials, Balanced, SecureExcludes Ambetter Virtual and HMO Value products.
BCBSTXMyBlue HealthOffered in Collin, Denton, Tarrant, Rockwall, and Dallas counties.

Commercial Payors

PayorContracted ProductsImportant Notes
Aetna CommercialChoice POS II, PPO, Managed Choice, QPOS, SelectReferrals required for HMO/Select. Excludes Better Health Medicaid.
BCBSTXBlue Choice PPO, Blue Essentials, Federal (FEP)Excludes: DART Employees with HPN are Out-of-Network.
CignaHMO/POS, OAP, PPO, Cigna + OscarReferrals required for HMO/POS.
United HealthcareChoice/Choice Plus, Options PPO, Core, NexusACONexusACO is Tiered; SWHR is Tier 2. Excludes Allsavers Charter plans.
Other NetworksHealthSmart, PHCS/Multiplan, Coventry, First HealthVerify specific plan participation in EPO products.

Medicare & Managed Medicaid

Program / PayorDetailsNotes
Aetna MedicareESA PPOHMO and most PPO products termed as of 1/1/2025.
Humana MedicareHMO (Gold Plus), PPO, WellMedAccepts WellMed PCP assigned patients.
United Healthcare MAPPO, Regional PPO, HMOIncludes HealthSelect and TRS Care networks.

Specialist Referral Policy

Office Visit Mandatory: Patients must be seen by Dr. Rai prior to the issuance of any referral to a specialist.

Reason for Visit: A clinical evaluation is required to document the medical reason for the visit and ensure necessary diagnostics are prepared for the specialist.

Patient Authorization

I authorize Hardeep Rai, MD, P.A. to release to my insurance carrier any information necessary to determine benefits. I authorize the payment of medical benefits directly to the physician.

I understand that I am ultimately responsible for all services and charges, whether covered by insurance or not.

Clinic Hours

Mon, Wed, Thu, Fri: 8:00 AM - 5:00 PM (Lunch 12-1) Tuesday: 12:00 PM - 6:00 PM Sat - Sun: Closed